"₹450 on groceries." Done.
Log an expense exactly like you'd send a voice note. SpendScope hears it, sorts it with AI, and keeps every recording on your device: never uploaded, never stored in the cloud.
The exact screens you'll use
A quick look at what happens after you open the app.
Log expenses your way
Add expenses manually, by voice, or scan a receipt.
Save for what matters most
Set a target — a trip, a gadget, a wedding — and watch your progress grow.
See where your money goes
Turn your expenses into simple, useful insights.
Plan. Save. Achieve.
Set your budget and work towards what matters to you.
Stay on top of your bills
Keep your bills and EMIs in one place.
See your money by date
View your expenses, bills and reminders on a calendar.
Your money can answer you
Ask questions and get insights from your own spending data.
Built for the habits around spending, too
Beyond logging and insight, SpendScope handles the recurring stuff that usually falls through the cracks.
Recurring transactions
Rent, subscriptions, salary: set it once and let SpendScope log it automatically every cycle.
Money Story
A narrative summary of your spending each month, the "why" and not just the "what."
Morning Companion Premium
A fresh, personalized message every morning to start your day with the right money mindset.
From expense to insight in three steps
No spreadsheets, no manual entry forms. SpendScope does the heavy lifting.
Say it or snap it
Speak a purchase out loud ("₹450 on groceries") or take a photo of the receipt. That's the entire input.
AI does the categorizing
On-device speech-to-text and OCR extract the details, then AI sorts it into the right category automatically.
See your money story
Budgets, goals, analytics, and Money Story turn every logged expense into a clear picture of your habits.
Your voice and photos never leave your phone.
SpendScope runs speech-to-text, receipt OCR, and initial categorization on-device. Only the extracted text, never raw audio or photos, is ever sent to a cloud model, and only when needed.
On-device speech-to-text
Your voice is transcribed natively on your phone. It's never uploaded as audio.
On-device receipt OCR
Photos are read locally with ML Kit. The image itself never leaves your device.
Minimal cloud calls
Only extracted text reaches a cloud model, and only when on-device logic isn't enough.
Multi-currency, locale-aware from day one
SpendScope supports virtually every country and currency, with locale-correct number formatting, like India's lakh-style grouping.
…and ~183 more countries supported.
Questions, answered
SpendScope is currently in closed testing on Android. There's no public Play Store listing yet, and an iOS version will follow once our Apple Developer enrollment is complete.
SpendScope will be free with a Premium subscription that unlocks AI features like Ask AI and Morning Companion, and removes ads. Premium is built but not yet publicly priced or live.
Voice and receipt text are first run through on-device keyword categorization. When needed, only that extracted text, never raw audio or photos, is sent to a cloud model for smarter categorization.
No. SpendScope is built for personal expense tracking: budgets, goals, bills, and everyday spending insight, not invoicing or business accounting.
Virtually every country, around 195, with locale-aware number formatting for each, including India's lakh-style grouping.
SpendScope is built by Divora Labs, an early-stage, India-based company. Reach us any time at [email protected].
SpendScope is almost here.
We're finishing closed testing on Android. Check back soon, or reach out if you'd like to be one of the first to try it.
Coming soon